Terms & conditions

Last Updated: [03/18/2026]

Welcome to evoqcu.com (the "Site"). These Terms of Use ("Terms") govern your access to and use of the website and services provided by Evoqcu Group, LLC ("Evoqcu," "we," "our," or "us").

By accessing or using this Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please discontinue use of the Site immediately.

1. About Our Services

Evoqcu provides a sophisticated platform offering private digital wallets, access to financing, and structured investment portfolios.

• Our Mission: To provide individuals and businesses with essential financial tools while supporting community initiatives through our partnership with the WillingGivers Charity Foundation LLC.
• Ownership Note: While co-owned by WillingGivers Charity Foundation LLC, the foundation holds no voting rights or operational control and acts solely as a beneficiary of dividends.

2. No Professional Advice

The content on this Site is for general informational purposes only.

• Evoqcu is not a registered broker-dealer, investment adviser, or funding portal.
• Nothing on this platform constitutes financial, legal, tax, or investment advice.
• You should consult with a professional advisor before making any financial decisions tailored to your individual circumstances.

3. Financial Products & Lending Disclosures

All financial products, including auto financing, loans, and Point of Sale (POS) Asset Financing, are subject to the following:

• Third-Party Lending: Evoqcu is not a lender. Loans are originated and funded by third-party lending partners.
• Eligibility: All services are subject to credit approval, underwriting review, and regulatory requirements.
• Rates and Terms: Interest rates, APR, and repayment terms vary based on creditworthiness and market conditions. Not all applicants will qualify for advertised rates.
• Consequences of Default: Late or missed payments on installment agreements may result in fees, interest charges, collection activity, and/or negative credit reporting.

4. Investment Risks

All private investments are managed by Evoqcu Management. By using this Site, you acknowledge the following:

• Non-Insured: Investment products are not deposits and are not insured by the FDIC or any government agency.
• Risk of Loss: Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results.
• Regulatory Status: Securities referenced have not been recommended or approved by any federal or state securities commission.

5. Affiliate & Partner Services

Mortgage purchase, loan origination, and insurance products (Auto and Life) are offered through a network of licensed third-party partners.

• Evoqcu is not a licensed mortgage broker or insurance carrier.
• We may share information with these trusted partners in accordance with our Privacy Policy to facilitate these services.

6. Use of the Site & Intellectual Property

• Accuracy: While we strive for precision, all examples, projections, or estimates are illustrative only and do not guarantee future outcomes.
• Availability: Products and services may not be available in all states or jurisdictions.
• Modifications: Promotional terms and conditions may be modified or withdrawn at any time without notice.
• Proprietary Rights: All content, logos, and strategic pillars (Automotive Assets, Private Equity, Real Asset Lending) are the property of their respective owners.

7. Limitation of Liability

To the fullest extent permitted by law, Evoqcu Group, LLC shall not be liable for any direct, indirect, or consequential damages arising out of your use of the Site or reliance on any information provided herein.

8. Governing Law

These Terms are governed by the laws of the jurisdiction in which Evoqcu Group, LLC is registered, without regard to conflict of law principles.

Contact Us

If you have questions regarding these Terms or wish to request licensing information, please [Connect with support].