Financing for Every Milestone: Empowering Your Ambitions
At Evoqcu we know that behind every loan application is a dream waiting to take flight. Whether you're crossing the threshold of your first home, financing a commercial property, or finally getting the keys to that new car, we provide the flexible financing and local expertise to get you there. Your ambition drives you—our lending solutions empower you.
Tailored Funding
PSL: $1,500 – $30,000
Clear & Easy from Start to Finish. Whether it’s an unexpected expense, bills, or a planned purchase, we’re here to help. - Check offers and apply in minutes. - Review affordable options after verification. - Get funds as fast as 1 hour after closing. Fees: Vary by state. Flat fees $25–$500 or 1%–10% of the loan amount, subject to state limits.
ATL: $10,000 – $30,000
Drive Away with the Right Financing. Ready for your next vehicle? Apply online in minutes and get a fast decision with competitive rates and flexible terms designed to fit your budget. Fees: Vary by state. Flat fees $25–$500 or 1%–10% of the loan amount, subject to state limits.
C L: $1,000 to $500,000+
Market conditions can change quickly. A business credit line gives you access to capital whenever you need it. A revolving credit line works similar to a credit card but typically offers higher limits and lower interest rates. You only pay interest and fees on the funds you use. Pay down your balance anytime without penalties and draw funds again whenever needed—for growth, emergencies, or unexpected business expenses. Credit lines are cash-flow based, and in many cases tax returns are not required.
R E: $50,000 to $500,000+
Business owners and property investors can access nationwide commercial real estate financing with no income documentation required. This asset-based, application-only program does not require bank statements, tax returns, or financial statements. Many property types are eligible, including raw land and residential investment properties. In most cases, there are no occupancy requirements, no minimum cash-flow or debt-service ratios, and no third-party appraisal required.
GUP: $250,000 - $10,000,000
Build with confidence using a construction loan designed for flexibility and reliability. Our ground-up construction financing helps make your building project smooth and successful from start to finish. Enjoy a tailored loan with no prepayment penalties, transparent pricing, and flexible terms—giving you the support you need throughout your project.
EQT: $30,000 to $5 Million
Access a nationwide network of equipment lenders through our technology-driven financing marketplace. Financing is available for most industries and credit profiles, with approvals often issued in hours and funding available the same day. Use financing to purchase new or used equipment from a dealer, vendor, or private party. Most equipment types qualify, with competitive terms and flexible financing structures tailored to your needs. Application-only financing is available for amounts up to $350,000.
DSCR: $250,000 - $50,000,000
Our customized DSCR Portfolio Loan gives investors the flexibility to finance multiple investment properties under one loan structure. Designed for real estate investors, this program allows you to tailor financing to match your investment strategy. Eligible properties include single-family rentals, 2–4 unit residential properties, condos, and townhomes.
SBA: $20,000 to $5 Million
Business owners can access SBA 7(a) financing up to $5 million for a wide range of needs, including purchasing or starting a business, renovating, or constructing commercial real estate. SBA Express loans up to $50,000 and expedited SBA 7(a) working capital loans up to $350,000 are also available, with funding possible in as little as two weeks. Our experience with complex financing structures allows us to deliver flexible solutions when other lenders can’t. Loans are cash-flow based, and personal and business tax returns are required.
HML: $50,000 to $2,000,000
Work directly with a private portfolio lender and access flexible financing solutions for your real estate investments. Our asset-based lending approach means no credit score is required, allowing you to move quickly on opportunities. We provide fast approvals, streamlined applications, and quick closings so you can secure funding when timing matters most. Whether you're purchasing, refinancing, or funding a new investment project, our hard money loans are designed to help you move forward with confidence.
Got Questions?
Everything you need to know about our lending process and financial requirements.